What coverage do we offer through ArcheryInsurance.com?
We offer insurance solutions to archery clubs and ranges throughout the United States. In all but a few states, the insurance will be offered on an “admitted” basis which means that the company and policy offered has been reviewed by your state’s Division of Insurance.
We can offer a complete insurance solution to fit your needs. Below are coverage options available for your club in most areas:
General Liability Insurance: This coverage is the base of most insurance programs. The basic limit is $1,000,000 per occurrence and gives your club coverage for any bodily injury or property damage claims for which you are responsible. We include Medical Payments to Others coverage which is known as “slip and fall” coverage and contains a sublimit of $5,000 which pays for injuries on your property or for which you are responsible.
Property Insurance: This coverage is to replace damages to your investment in real property. Structures and building contents are included in this limit and settlements are normally subject to a $1,000 deductible.
Equipment Insurance: This is for your mobile equipment such as lawn mowers, tools, 3D targets or the like against covered damage or theft. Normal wear and tear is not covered and a deductible does apply.
Business Auto Insurance: This covers if you have vehicles which are owned by the club. Liability and physical coverage for your vehicle is available. A specific list of drivers with dates of birth and driver’s license number will be required.
Crime Insurance: This gives the club protection for on and off premises robbery, safe burglary or theft of cash money or securities. A sublimit of $25,000 is standard.
Workman’s compensation: This coverage provides you the employer a way to pay for injuries and disability for your employees. Premium is based initially off estimated payrolls and adjusted at the end of the year by payroll audit.